Flexible Business Financing

Empowering Growth with Intelligent Capital Solutions

Iwoca provides agile financial instruments designed for modern enterprises. Our adaptive credit facilities help businesses navigate cash flow challenges and seize expansion opportunities with confidence.

Quick Access to Capital

Streamlined application process with decisions in hours, not weeks. Tailored credit lines from £1,000 to £500,000.

24h Average Approval
£250M+ Capital Deployed
4.8/5 Client Rating
Our Solutions

Financial Products for Dynamic Businesses

We offer a spectrum of credit instruments designed to address specific business challenges and opportunities.

Flexi-Credit Line

Revolving credit facility that adapts to your cash flow patterns. Draw funds as needed, repay flexibly, and only pay interest on what you use.

Rapid Capital Access

Expedited financing for urgent opportunities or challenges. Simplified application with rapid approval and same-day fund transfers available.

Seasonal Buffer

Specialized credit solutions for businesses with cyclical revenue patterns. Smooth out seasonal fluctuations with tailored repayment schedules.

Growth Catalyst

Strategic financing for expansion initiatives including equipment purchases, inventory buildup, or market entry campaigns.

Our Process

Simplified Financing Journey

We've reengineered the credit application process to be intuitive, transparent, and remarkably efficient.

1

Digital Application

Complete our streamlined online form in minutes. No lengthy paperwork or in-person meetings required.

2

Intelligent Assessment

Our proprietary algorithms evaluate your business holistically, considering both traditional and alternative data points.

3

Tailored Offer

Receive a personalized credit proposal with transparent terms, rates, and repayment flexibility options.

4

Instant Access

Once approved, access your funds immediately through our digital platform. Monitor and manage your facility in real-time.

Client Experiences

Trusted by Progressive Businesses

See how forward-thinking companies leverage our financial solutions to overcome challenges and accelerate growth.

"Iwoca's flexible credit line was instrumental during our seasonal inventory buildup. The application was remarkably straightforward, and funds were available within hours. Their platform's transparency and responsive support team set a new standard in business financing."
Sarah Chen
CEO, Urban Retail Collective

Begin Your Financial Transformation

Connect with our specialists to explore how our adaptive credit solutions can support your business objectives. We're committed to understanding your unique circumstances and crafting financing that aligns with your growth trajectory.

Contact Our Team